I hope that this article has made some sense to you and that you have enjoyed it. As always, writing these articles is a ‘One Way Street.’ This is not an interactive exercise, so if you have any questions, I will be happy to try and answer them. You can reach me at: mikeg@hawaii.rr.com or 808-384-9015
I thank you for your readership and wish you all much Aloha, Mike Gallagher
Broker in Charge Ethics Complaints Review Committee Member
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